Owning a home means planning for costs beyond your monthly mortgage payment. Property taxes help fund local services such as schools, roads, and emergency response, while homeowner’s insurance protects your home and belongings from unexpected events like fire, storms, or theft.
Understanding how these expenses work—and how they may change over time—can help you budget with confidence and protect the investment you’ve made in your home. The resources below can help you learn about tax exemptions, property assessments, and how insurance coverage helps safeguard your home. Please check with your town or county assessment office for assistance.
- City of Rochester Property Assessment Office provides information about how property values are determined, how assessments affect your tax bill, and how to review or challenge an assessment you believe is inaccurate. Learn more.
- Genesee County Property Record Online System (PROS) allows homeowners to search assessment data, property inventory, and sales information for parcels across the county, including tools for reviewing property tax records. Learn more.
- Livingston County Real Property Tax Services maintains property tax maps, assessment records, and exemption information, along with forms and resources to help homeowners navigate the property tax process. Learn more.
- Monroe County Real Property Portal allows homeowners to search property records, view tax information, and review assessment details using an address or parcel number. The site can help homeowners better understand how local and county property taxes are calculated. Learn more.
- New York State Department of Financial Services Homeowner Insurance Guide explains what homeowner’s insurance typically covers, how to compare policies, and what to consider when updating coverage or filing a claim. Learn more
- New York State STAR Program provides property tax savings for eligible New York homeowners. Many first-time homeowners qualify for the Basic STAR credit, which reduces the cost of school property taxes. Learn more
- Ontario County Real Property Tax Services offers information about property assessments, tax rolls, and available exemptions to help homeowners understand how local property taxes are determined. Learn more
- Orleans County Real Property Tax Services maintains assessment rolls and property tax records for the county’s towns and villages, with resources about exemptions and local property tax information. Learn more
- Wayne County Property Record Online System (PROS) allows homeowners to search past and current property records using an address or parcel number, with access to assessment details and other property information. Learn more
